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Fair Lending Consulting Services
Fair lending compliance continues to
be essential to the success of all lenders. ADI's Fair Lending
Consulting Services enable you to stay ahead of the compliance
curve by evaluating and enhancing programs related to fair
lending compliance risks.
COMPREHENSIVE
PROGRAM
ADI provides independent insight into your fair lending
program’s strengths and weaknesses. We offer solutions that
reduce fair lending risks while embracing your existing
processes. We assess potentially vulnerable areas in your
current program including: (a) loan monitoring and
analytical procedures; (b) the quality of your underwriting
decisions and loan pricing practices from a fair lending
perspective; (c) policies and procedures; (d) current
training curriculum and administration; (e) compliance
governance by senior management and board members; and (f) readiness for
your next examination.
Following our assessment, we design the customized solutions you
need. You can take on these solutions, outsource them to us, or
we can work in a co-source arrangement. In the last phase,
we implement the solutions with you. You are not left with just
a report to ponder. We stay with you, working through the
steps needed to enhance your program.
ON GOING DATA ANALYSIS AND MONITORING
ADI offers assistance in ongoing data analysis and monitoring
capability. For example, we have extensive experience in
each of these areas:
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Regression Analysis
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Disparity Analysis
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Comparative File Reviews
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Self-Testing
Whether we can be helpful in
any area, or, through a comprehensive program, we
can deliver industry
standard expertise in assessing risk through data
management and analysis.
TRAINING PROGRAMS
We review your
fair lending training program and then give you our assessment on its effectiveness. If changes are needed, we
design a customized training program, both in content and
delivery method. Then, you have the option of using our services
or a third parties’ to deliver your training.
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Contact us to see how ADI can assist you
with your fair lending consulting needs.
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