Welcome to the final HMDA Huddle before the 2022 HMDA LAR submission deadline on March 1, 2023. Is your data ready? If you still have questions, the clock is ticking but it’s not too late. Here and in our earlier issues, we give you answers to the details you may have missed while checking and rechecking your LAR. Click through to check out this quarter’s Huddle.

ADI assists a wide variety of lender clients with HMDA LAR audits and quality control throughout the year, including preparing for standard submissions and resubmissions. Below, we present questions that highlight nuances and misinterpretations of the HMDA guidance, and our answers to those questions. Please check back for future installments or subscribe to ADI Insights to automatically receive updates each quarter.