Case Studies

Explore how ADI compliance consultants have helped financial organizations meet their Fair Lending, BSA/AML, HMDA and CRA compliance goals.

Optimizing a Community Bank’s AML Alert Monitoring System

ADI was engaged by a community bank client to help refine its AML transaction monitoring system, with the goal of improving effectiveness and efficiency in generating alerts of suspicious activity. ADI executed a multi-phase analysis plan to develop, test and implement changes to the system that enhanced the performance of the AML monitoring system, satisfying […]

Redesigning a Bank’s BSA/AML Customer Risk Scoring Model and Enhanced Due Diligence Strategy

ADI was engaged by a community bank to overhaul its BSA/AML customer risk-scoring model and provide tools so that it could more effectively manage its Enhanced Due Diligence (EDD) program for high-risk customers. Assessing the Challenge BSA/AML risk is dynamic and must be continuously managed. It is critical that risk ratings accurately reflect current risks, […]

Helping a National Lender Scrub for a HMDA Resubmission

ADI assists a mortgage lender with a national presence complete a full scrub of its LARs for resubmission within a tight timeframe.

Process Improvement With ADI Data ConnectSM

ADI leverages its BI tool Data Connect to transform a time-consuming, all-day process into an automated task with less than 10 minutes of effort.

Determining Realizable Opportunity to Improve CRA Performance

During a CRA consulting engagement, a need arose that required the identification of census tracts. ADI taps into its BI tool Data Connect to identify real geographic areas of opportunity.

Enhancing a Fair Lending Risk Assessment With BISG

ADI compliance consultants innovate to overcome the challenge of missing ethnicity and race data in a Fair Lending risk assessment. Assessing the Challenge Through the course of a Fair Lending risk analysis, ADI identified an issue with the client’s data that potentially affected the calculation of regression models to assess risk. ADI’s client, a high […]

Evaluating the CRA Performance of a Midwestern Mortgage Lender

ADI helps a mortgage lender assess its CRA lending performance in the Midwest. Assessing the Challenge A large bank headquartered in the Midwest engaged ADI to evaluate its CRA lending performance in both its full- and limited-scope assessment areas. In a previous CRA performance evaluation, the bank received an overall CRA rating of Satisfactory, but with a […]