Welcome back to ADI’s quarterly Q&A series, HMDA Huddle. With the third quarter of 2022 ending and the end of the year approaching, it’s critical to keep a strong focus on HMDA compliance. Lenders should continue to sharpen procedures and monitor the accuracy of all year-to-date LAR recordings. If you let this process slip earlier in the year, now is the time to catch up. Click through to check out this quarter’s Huddle.

ADI assists a wide variety of lender clients with HMDA LAR audits and quality control throughout the year, including preparing for standard submissions and resubmissions. Below, we present questions that highlight nuances and misinterpretations of the HMDA guidance, and our answers to those questions. Please check back for future installments or subscribe to ADI Insights to automatically receive updates each quarter.