Mortgage Servicers

CFPB Examines Impact of High Vehicle Costs on Consumer Credit Health

The Consumer Financial Protection Bureau (CFPB) is eyeing the relationship between rising car prices and changes in auto loan characteristics and performance. In a September 19, 2022, blog post, the bureau expressed concern about the impact of larger loan amounts and higher monthly payments on the financial health of consumers with near-prime or subprime credit [...]

September 22nd, 2022|

New FHFA Rule will Require Mortgage Servicers to Maintain Fair Lending Data

Fannie Mae and Freddie Mac will require mortgage servicers to obtain and maintain fair lending data on their loans, and for this data to transfer with servicing throughout the term of the mortgage, starting in March 2023. This requirement is one of two updates the Federal Housing Finance Agency (FHFA) recently announced. In addition to [...]

August 11th, 2022|

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