The Home Mortgage Disclosure Act (HMDA) file specifications for 2017 and 2018 are now available for download  on the Resources for HMDA Filers page on the CFPB’s website

Of note, the file format is being changed from a fixed field file to a delimited file format beginning with files submitted for 2017.  The 2018 file specifications provide for all new fields that will be required for that year, in the expanded scope of data reporting requirements.   Important information regarding the new HMDA rule implementation can also be found on the Bureau’s website.