Case Studies

Optimizing a Community Bank’s AML Alert Monitoring System

ADI was engaged by a community bank client to help refine its AML transaction monitoring system, with the goal of improving effectiveness and efficiency in generating alerts of suspicious activity. ADI executed a multi-phase analysis plan to develop, test and implement changes to the system that enhanced the performance of the AML monitoring system, satisfying [...]

June 20th, 2017|

Redesigning a Bank’s BSA/AML Customer Risk Scoring Model and Enhanced Due Diligence Strategy

ADI was engaged by a community bank to overhaul its BSA/AML customer risk-scoring model and provide tools so that it could more effectively manage its Enhanced Due Diligence (EDD) program for high-risk customers. Assessing the Challenge BSA/AML risk is dynamic and must be continuously managed. It is critical that risk ratings accurately reflect current risks, [...]

February 22nd, 2016|

Enhancing a Fair Lending Risk Assessment With BISG

ADI compliance consultants innovate to overcome the challenge of missing ethnicity and race data in a Fair Lending risk assessment. Assessing the Challenge Through the course of a Fair Lending risk analysis, ADI identified an issue with the client’s data that potentially affected the calculation of regression models to assess risk. ADI’s client, a high [...]

April 9th, 2015|

Evaluating the CRA Performance of a Midwestern Mortgage Lender

ADI helps a mortgage lender assess its CRA lending performance in the Midwest. Assessing the Challenge A large bank headquartered in the Midwest engaged ADI to evaluate its CRA lending performance in both its full- and limited-scope assessment areas. In a previous CRA performance evaluation, the bank received an overall CRA rating of Satisfactory, but with a [...]

April 8th, 2015|