Welcome to the second quarter of your 2024 LAR season. With the 2023 submissions complete, HMDA data management demands continue, with quarterly filings that require as much care as the final product. Every quarter, new questions arise, and ADI can help answer some of the questions you may encounter in your preparations. In this issue, [...]
Happy New Year, HMDA Huddlers! It's time to review the past year's LAR and ensure that you're ready to submit the cleanest data possible by March 1, 2024. ADI is here to answer some of the tricky questions you may encounter in your preparations. In this issue, we answer questions about information gathering to avoid [...]
Welcome to our redesigned HMDA Huddle. We've given our quarterly look at lenders' HMDA challenges a new look and added resources for those who want to take an even deeper dive. In this issue, we answer questions about rate spread calculations; abandoned applications, policy considerations, and counteroffer challenges. Click through to check out the latest [...]
The 2023 HMDA reporting season is halfway over, and by July 31, 2023, it will be time to finalize the data for all second-quarter reportable applications. ADI Consulting's July 2023 edition of HMDA Huddle has tips for reporting "Other" Reasons for Denial; coding for high-cost loans (HOEPA), and advice for getting Action Taken Dates on [...]
The 2023 HMDA reporting season is well under way. It's a great time to tackle the issues you addressed for your most recent filing, and get your HMDA team to understand the exact details needed to produce the cleanest possible LAR. ADI is here for you with the April 2023 edition of HMDA Huddle. In [...]
