The 2013 HMDA data is now available. Through ADI Data ConnectSM, we created this infographic. 2013 HMDA reportable applications and loans were down in 2013 due primarily to lower volume for refinance mortgages. The decline was concentrated along the Pacific coast and throughout much of the East, in particular the Northeast and the Midwest. This was partially offset by growth across in Texas, the Great Plains region and the Rockies.