ADI Data Connect

Using BancorpSouth as a Learning Opportunity for Redlining

On June 29, 2016, a new case was added to the growing list of evidence signaling the importance of redlining as a key area of focus for Fair Lending compliance. In a joint effort between the Consumer Finance Protection Bureau (CFPB) and the U.S. Department of Justice (DOJ), BancorpSouth was accused of several discriminatory practices related [...]

July 19th, 2016|

Enhancing a Fair Lending Risk Assessment With BISG

ADI compliance consultants innovate to overcome the challenge of missing ethnicity and race data in a Fair Lending risk assessment. Assessing the Challenge Through the course of a Fair Lending risk analysis, ADI identified an issue with the client’s data that potentially affected the calculation of regression models to assess risk. ADI’s client, a high [...]

April 9th, 2015|

[Infographic] HMDA 2013 Quick Facts

The 2013 HMDA data is now available. Through ADI Data ConnectSM, we created this infographic. 2013 HMDA reportable applications and loans were down in 2013 due primarily to lower volume for refinance mortgages. The decline was concentrated along the Pacific coast and throughout much of the East, in particular the Northeast and the Midwest. This [...]

September 26th, 2014|

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