HMDA

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2018 HMDA Data Now Available

On Friday, August 30, 2019, the Federal Financial Institutions Examination Council (FFIEC) announced the availability of data reported under the Home Mortgage Disclosure Act (HMDA) for 2018 lending activity. The newly released datasets follow the release of the modified HMDA data in March 2019, which provided lender-level datasets. The newly released data includes a static […]

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CFPB Proposes Changes to HMDA Reporting Thresholds

Last week, the CFPB issued an Advance Notice of Proposed Rulemaking (ANPR) seeking information on the costs and benefits of reporting certain data points under HMDA and a Notice of Proposed Rulemaking (NPRM), wherein the proposal would raise the coverage thresholds for collecting and reporting data about closed-end mortgage loans and open-end lines of credit under […]

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ADI Announces Availability of Preliminary Snapshot of National 2018 HMDA Data

On March 29, 2019, the Consumer Financial Protection Bureau (CFPB) released the Modified Loan Application Registers (LARs) reflecting 2018 mortgage lending activity reported under the Home Mortgage Disclosure Act (HMDA). These reports represent the first release of HMDA data under the new rule implemented in 2015. Starting in 2018, under the 2015 HMDA Rule, financial […]

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CFPB Announces Final Policy Guidance on Public Disclosure of HMDA Data

On December 21, 2018, the Consumer Financial Protection Bureau (CFPB) announced its final policy guidance regarding the public disclosure of loan-level HMDA data collected under the 2015 HMDA rule. The guidance is effective for HMDA data that will be published by the CFPB in 2019 for 2018 reportable mortgage activity. The CFPB will disclose most […]

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2016 HMDA Data Highlights [Infographic]

On September 28, 2017, the Federal Financial Institutions Examination Council (FFIEC) announced the availability of 2016 mortgage lending data submitted in compliance with the Home Mortgage Disclosure Act (HMDA). This database of mortgage activity is relied upon by regulators, examiners, academics, industry leaders, and members of the general public to analyze the performance of mortgage lenders with regard […]

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